Millennial In Debt (@millennialindebt) TikTok archive (page 21)

Archived posts

Archived TikToks from Millennial In Debt (@millennialindebt). 1331 saved TikToks, 2 removed from the profile.

I finally found the @target with the good goods and im never leaving ! 🔗'd the pieces in the b/0 if you’re interested! #targetfinds #targethaul #targettok #targetstyle
Did you buy shares in these companies last week to get these gains? 🤑 Probably not! There’s a good chance you never even heard of these companies Timing the market is nearly impossible and takes a lot of time that I simply do not have. Instead I purchase a total stock market index fund: VTI (there’s many this isn’t the only one) By buying this index fund for one price (about $250) I get exposure to all 3500 companies in the stock market. So I don’t have to worry about which company did well this week… because I’m already invested in them. 👀 you opened that IRA yet? . . . . . . . . #millennialindebt #personalfinance #financialfreedom #financialliteracy #moneymindset #futuremillionaire #debtfreecommunity #debtfreejourney #debtfreegoals
I love being on trend ✨💁🏾‍♀️ #splurge #trend #loop
Unpopular opinion: Building an actual passive income stream requires time AND money. Depending on the passive income stream you are building, it may take more of one or the other, but 99.9% of the time it will take BOTH. For example, one of my favorite passive income streams is selling my old lesson plans and unit plans on Teachers Pay Teachers. At the height of my digital store front I was making about $10,000 a year (just about $800 a month) To get that storefront up and running, I had to pay a fee to Teachers Pay Teachers ($50 a year), design my Pinterest pins to promote my assets (paying whatever the Canva fee was at the time) and then of course spend hours actually making the lessons and unit plans. Now it stands on its own without me having to contribute much time (only if I do a refresh) and a bit of money (the annual subscription fee). So yes, I do make money in my sleep but it wouldn’t have happened without my time and monetary investments. Another unpopular opinion: The two easiest streams of passive income are dividend income and interest income. These passive income streams can be set up in minutes and require little to no effort to continue to “earn money while you sleep” You can set up BOTH streams of income today in less than 15 minutes total! HOW? Opening up a HYSA (high yield savings account) and a Roth IRA. Contribute $25 to each and boom, you have just built two new streams of passive income (make sure the Roth contribution is invested in your favorite index fund!) . . . . . . . . #millennialindebt #personalfinance #passiveincome #passiveincomestream #multiplestreamsofincome #budget #budgeting #howtobudget
There was a lot of confusion about what is escrow so i broke it down really simple for you! Thank you @Vxo13 | Super V for making this more talked about when it comes to homekwnership! #homeowner #firsttimehomebuyer #homeownership
🗣️ Aint I clean tho! Lmao he’a gonna want this crewneck back immediatelty
Just playing around but im a have to re-do and go all out #beyonce #cowboycarter #transition
Today years old as always 😭😭 #harrypotter #batman #darkknight #matilda
I’m so thrilled to partner with @hopeforhaiti and support the Hike For Haiti Challenge! The children and families of Marre-a-Coiffe climb 200 flights of stairs a day to access clean water, healthcare and education. My goal is to help raise $5,000 this month in the Hike For Haiti challenge not only to raise awareness but funds needed to support teachers, students and health care workers. If you’d like to support this initiative here are two great ways: 1. Monetarily: donate or join the Millennial In Debt team (🔗 in b/0) 2. If you can’t afford to donate right now that is okay! I’d love your support by simple sharing this post on your socials, to your friends, family and anyone else in your network. I’ll be sharing progress all month long! So even if you can’t donate today 👀 we’ve got 29 more days to go! Merci ❤️ . . . . . . . . . . #millennialindebt #haiti #hopeforhaiti #fundraiser #hikeforhaiti #donate #goodcause #sakpase #firstgen #haitienne #haiticherie
It’s April 1st future millionaires! Time to do a quick reset to make sure our actions are aligned with the goals we have set for the month, the week and Q2 We’re doing a little spring cleaning especially if Q1 didn’t go like we hoped it would (I know mine didn’t) Skipped Savage this month, paid off my credit cards. mapped out my meals for the week, deposited 💰to my HYSA and sitting down with 🍕 for my monthly money date! So let’s get into it: what are you hoping to accomplish financially in Q2? I’ll be cultivating more content to directly support those needs so don’t be shy ⬇️⬇️ what do you need! . . . . . . . . . #millennialindebt #personalfinance #newmonth #moneymindset #budget #onabudget #moneychallenge #futuremillionaire #debtfreecommunity #debtfreejourney
@Levi’s my line is open babe 👀 #levis #leviisjeans
This is your sign to open your roth ira today!! You can start with as little as $10 but you have to start ! #investing #howtoinvest #personalfinance
Investing in the market is one of the best ways to build generational wealth and gain financial freedom Join me at my next webinar “How To Invest Your First $100 Dollars” (🔗 in b/0) #invest #stockmarket #howtoinvest
How much do you know about investing ? #stockmarket #popquiz #investing
Idk whk gave me the bright idea to try this but @noellebenepe this was insane #fitness #workout #legday #squats
Join me at my next webinar “how to invest your first $100 dollars” 🔗 in b/0 ! #invest #howtoinvest #investing
If youre looking for ways to earn more income grab my 40 page Spark Your Side Hustle guide (🔗 in b/0) #sidehustle #sidehustleideas #multiplestreamsofincome #personalfinance #proofread
Went to @target to in hopes of finding an outfit for my next speaking engagement that would look cute with my @Converse and failed 😭😭 Where should i go next ive got 3 weeks 👀 #targethaul #target #converse
Hit the 🔗 in b/0 to gain access to my free remote job board and weekly career development 📧 newsletter sent right to your inbox. When you’re preparing for your an interview, you’ve heard people say to research the company! But what exactly should you be researching ? Focus your time on learning key details about the company that will be beneficial to you as you answer questions. This not only demonstrates your interest it makes you a highly informed memorable candidate. When you’re able to craft thoughtful questions and answers it highlights your commitment to the role. Additionally, this information provides you with insight into the needs, challenges and successes of the company, enabling you to mention relevant details that showcase your expertise. PS: it’s always a bonus to have a firm grasp of their mission statement as well !! . . . . . . . #millennialindebt #personalfinance #jobinterview #interviewtips
These are the 4 cards I have ⬇️ Citi Thank You Preferred Capital One Venture (no AF) Gold AMEX ($250 AF) Platinum Business Amex ($695 AF) Each card has their specific purpose that capitalizes on its point accumulation. I personally don’t open cards just for the sign on bonus 1. Gold Amex - 4X points for food purchases I earn 25,000 - 30,000 points by grocery shopping for the house and using my card when I go out to eat with friends & family. If you spend $400 a month on food that’s 19,200 points a year I also get $240 in dining & Uber credits 2. Capital One Venture- 1.25X points I use this card to pay my monthly bills I have about $30,000 dollars in annual expenses (not including mortgage, property tax & food) So I usually earn 35,000 - 40,000 There are venture cards with AFs and higher point conversions 3. Platinum AMEX - 1.50X points This card is used for business expenses With typically $20,000 - $30,000 in expenses (outside of contractors) I usually earn 30,000 points a year This also includes Global entry, lounge access, Gold Status at hotels, airline & wireless credits 4. Citi Thank You Preferred - 2X on streaming & live entertainment This was my first card and I’ve had it for 16 years. I don’t use it as much anymore but I used to average about 10,000 points a year by paying for concerts, Broadway shows & streaming with this card. #creditcards #creditcardpoints #travel #traveltok
For those that want to invest but want to keep their risks low I re-introduce to you low cost index funds This is my favorite way to diversify and not only see gains but also earn DIVIDENDS! Every index fund mentioned also pays out dividends. (A 2fer in my book) while diversifying my portfolio. I also invest in VNQ (a reit) which gives me exposure to real estate without having to be a landlord! There are no guarantees in the market, but as a long term investor i typically look at the 10 year performance as an indicator of future trends as well as the performance from inception (when the fund first started) If you want to learn more about how to get started and build your wealth in the market I’ve got my next webinar “How To Invest Your First $100” coming up! Grab your spot (🔗 in b/0)! #investing #personalfinance #howtoinvest
My free 30 day money saving challenge is BACK for the month of April! In January I helped over 1000 people save their first $500 of the year! Next month we’re focusing on saving $500 to help prepare for summer! Summer 😎 is the second most expensive season of the year with most people spending an average of $2,229 (not including vacation) The only way to have the summer you want AND still reach your money goals is to: PREPARE Join my money saving challenge (🔗 in b/0) first email goes out Apirl 1st! #savemoney #savemoneytips #moneychallenge
Join my next webinar “How To Invest Your First $100 Dollars” 🔗 in b/0 Whenever I share retirement numbers I always get some version of “but $X won’t be worth as much in 30 years” Yes… that is very true. And now quickly… how much will $0 be worth in 30 years ? According to the Federal Reserve the median retirement account balance in the U.S. was $87,000 in 2023 I’m NOT arguing with anyone about whether or not $2.4 million dollars would be a substantial amount of retirement money for many Americans. Will it be worth less in 30 years? YES! And it’ll still be worth way more than the equivalent of whatever $87,000 will be. The best thing to do even through uncertainty is prepare. Prepare as best as you can so you afford yourself as many opportunities as you can. Start your investment journey where you’re at! BUT it’s imperative to start! . . . . . . . . #millennialindebt #investing #howtoinvest #futuremillionaire #generationalwealth #debtfreecommunity #debtfreejourney #debtfreegoals #debtfreeliving #personalfinance #investing101
join me at my next webinar: “How To Invest Your First $100 Dollars” (🔗 in b/0) On April 2nd at 7:00pm EST I will be teaching a webinar about opening your first investment account, what’s in my portfolio and answering all your investing questions. If you can not make it live a replay will only be sent to those who register! Spots are limited and tickets are on sale for $15 through March 19th (regular price will be $20 starting March 20th) One of the things we’ll be discussing and learning more about is dollar cost averaging in conjunction with compound interest. Saving your way into real wealth isn’t impossible but it is difficult. Investing your way into wealth is a lot more accessible and manageable. Saving $90,000 across 30 years is possible BUT can you live off of $90,000 in retirement? My investment portfolio was rooted in my $121 dollar bi-weekly contributions into my 403B for a LONG time! As my salary increased I continued to slowly increase my contributions as well. The routine was consistent and has helped me secure financial independence for my golden years. Now every dollar I invest buys back more of my time. You ready to get your first $100 dollars invested 👀 . . . . . . . . #millennialindebt #investing #howtoinvest #investing101 #investingtips #investingforbeginners #investingstrategy #stockmarket #stocks #financialindependence

Scroll for more

More archived accounts

All archived accounts