@millennialindebt
Millennial In DebtLast month was a high income month — and one thing a layoff followed by 2 years of full time entrepreneurship taught me USE THE WINDFALL TO PREPARE FOR THE FUTURE! Having a variable income is not for the faint of heart and even though I have my traditional 9-5 to add financial stability — no job is 100% secure. Before I pay myself I always put aside 25% of my income to cover my taxes. (Paid quarterly) Then it goes in this order: - Save - Invest - Budget the rest But that order is only possible because I track my spending and expenses on a monthly basis. I know exactly how much is coming in and how much is going out. It takes me less than an hour and I use the Millennial In Debt Money Date template to quickly track and plan for the following month. I use a Zero Based Budget so my goal is to always get to $0. And if you want to take yourself on a money date and get organized grab the template 🔗 in b/0 . . . . . . . . . . #millennialindebt #budget
On the profile · Jun 3, 2025