@havecouponswilltravel
Diana | 🇨🇦 Saving & TravelOnce you know, you’ll never go back. Why? . The ATM uses something called Dynamic Currency Conversion - this is an inflated exchange rate, often with a hefty built in fee! . When your bank card is charged in the local currency, the card issuer — Visa, Mastercard — uses their own exchange rates which are much more favourable. . On top of that, if you use a card that does not charge additional fees like a foreign ATM withdrawal fee or a foreign exchange rate fee (often 2.5% per transaction!) you can really save as much as possible. . Definitely one of my favourite travel hacks! #traveltips
On the profile · Jun 5, 2026